Subscribe: iTunes / Spotify An intriguing conversation with Kendra Rommel, Principal and Co-founder of Futures Financial, about being driven by money in a positive and powerful way through real estate and coming together to innovate new ways of doing the processes of this business for the benefit of all.Kendra Rommel launched her career in the real estate and mortgage business at the very young age of 17, after a friend coaxed her into leaving her job at Nordstrom’s, not even knowing what a mortgage was. She forged her path forward without concern about being the most polished, but with pure…
Author: Bill Bymel
Subscribe: iTunes / Spotify Inflation is the Bull in a China Shop. It’s known for destroying economies and creating new world orders. Kamil Homsi is a global investor with very interesting perspectives on the state of US and Global Economies as a Result of tremendous inflation figures in 2022. Kamil Homsi, Co-Founder & CEO of the GRC Investment Group in Dubai, and global entrepreneur with 35+ years of transaction-concentric experience in cross-border deal structures, public-private partnerships, alternative investments, and capital markets. To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/
Subscribe: iTunes / Spotify Interest rates have doubled in less than a year. Real estate market transaction volumes are seeing their greatest decline in decades. And the Fed is not signaling any stop to their plans to continue raising rates. What will be its effect on US real estate? Our special guest, Royal Family Office investor Kamil Homsi brings his global investor perspective to the conversation. Kamil Homsi, Co-Founder & CEO of the GRC Investment Group, the US arm of Royal Family Office based in Dubai, and global entrepreneur with 35+ years of transaction-concentric experience in cross-border deal structures, public-private…
Subscribe: iTunes / Spotify From high tech sales to mom of two growing generational wealth through mortgage note investing, Lauren Wells has carved her own path in real estate. After years in the high-tech industry, planning to build her wealth through company shares, Lauren realized there was a better, more lucrative way right in front of her. She decided to give real estate a try. Lauren started as a fix-and-flip investor by buying foreclosure property from the courthouse auctions and renting properties back to her foreclosed occupants. Eventually, this savvy full-time working mom of two realized she did not have…
Subscribe: iTunes / Spotify Today’s REAL TidBit explores three Government Sponsored Organizations that act as the backbone of the real estate mortgage markets. Fannie Mae, Freddie Mac, and Ginne Mae buy pools of mortgages from banks and non-bank originators, then package these into low risk securities that are sold around the globe. Since Fannie’s inception in 1938, these GSEs have been the prime liquidity provider to the US mortgage markets. To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/
Subscribe: iTunes / Spotify Not all immigrants come to the USA penniless. Many wealthier, more educated families from South America have made their moves to the USA in search of a better life with more opportunities. Such was the case for Oscar Caballero and his two brothers, who came to the US for education but stayed to raise families and build their real estate portfolios. Oscar Caballero is a bio engineer by trade. His father, a successful rice farmer in Colombia in the 70s and 80s, Oscar was tasked with gaining a higher level of education about farming technology. Except, by…
Subscribe: iTunes / Spotify Capitalism, Environmental, and Social Governance don’t always quite fit well together. Bryan Emerson has found a way to do both. He and his wife Laura gave up the hustle and bustle of city life to go off the grid deep in the forests of Alaska, an area so remote it can only be accessed by seaplane. As an angel investor and investment banker since 2000 and serial entrepreneur since the 1970s, Bryan Emerson has developed a network of over 46,000 investors, entrepreneurs, and business professionals. Most are fellow finance professionals who run venture funds, private equity…
Subscribe: iTunes / Spotify Buying performing mortgages is a great way to invest in real estate without the trouble of being a Landlord. Fred Moskowitz has perfected a model for purchasing second lien mortgages that are safe investments with strong yields. Fred Moscowitz is a Note Investor and Best Selling Author of “The Little Green Book on Note Investing” He is a former engineer based in the Philadelphia area and a national speaker on real estate, mortgage finance, and other matters. To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/
Subscribe: iTunes / Spotify CAP Rates are a tool to measure pricing in real estate investments. The lower the market capitalization rate for a piece of investment-grade real estate, the higher the price. For both commercial and residential real estate, CAP rates have hovered at historical lows, primarily due to low interests and an excess of cash in the system. Now that rates are rising, it could cause a grand devaluation in real estate. To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/
Subscribe: iTunes / Spotify Land Leases provide multiple benefits. For tenants who lease land and build their own buildings, design control and tax benefits are exemplary. For property owners, the land lease eases the burdens of being a landlord and creates an institutional quality product that can be sold to all types of investors in real estate.To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://dev.missionmatters.com/author/bill-bymel/
Subscribe: iTunes / Spotify Today’s Real TidBit Topic is non-QM, non-Qualified Mortgages, referring to all the privately funded mortgages that do not qualify for Fannie, Freddie, and Ginne Mae purchase or insurance. Bill interviews Edward Brown with Pacific Private Money, a California-based non-QM lender that offers owner-occupied bridge loans in several states around the United States.Edward Brown, Investor Relations at Pacific Private Money, an alternative real estate finance provider specializing in short-term real estate loans for California borrowers since 2008. Pacific Private Money raises private capital using discretionary debt fund structures that generate above-market returns through a well-refined and successful…
Subscribe: iTunes / Spotify In the September episode of his Win-Win Webinar series, Bill shares a four-minute clip from this summer’s Structured Finance conference in Las Vegas. The data shows a troubling sign that inflation is causing higher prices, but consumers continue to spend, using credit cards and other unsecured, high-cost debt to cover these costs. To learn more, visit:https://billbymel.com/ Listen to more episodes on Mission Matters:https://dev.missionmatters.com/author/bill-bymel/